Privacy Policy

This Privacy Policy explains how Fan Chat (“Fan Chat”, “we”, “us”) collects, uses, shares, and protects information when you use our adult-focused creator platform. By visiting Fan Chat, registering, purchasing, or publishing content, you agree to this Policy. You must be at least 18 years old (or the age of majority in your jurisdiction, if higher) to use Fan Chat.

Personal Data We Collect

• Account data: email, username, password (hashed), profile details.
• Verification data (creators): legal name, date of birth, government ID, images, and any supporting documents needed to confirm age and identity.
• Usage data: IP address, device info, browser type, pages visited, time on site, referral URLs, and actions taken on the platform.
• Payment data: We process payments through third-party providers. We do not store full card numbers. We may store transaction IDs, status, amounts, payout details, and related metadata.
• Communications: Messages, tickets, and correspondence with Support.

How We Use Your Data

• Operate, secure, and improve Fan Chat.
• Verify age and identity for creator onboarding and compliance.
• Process payments, payouts, fraud checks, and tax/financial reporting where required.
• Enforce our Terms, investigate abuse, and cooperate with lawful requests.
• Send service updates and important notices. You can manage non-essential communications in your settings (where available).

Sharing & Transfers

• Service providers: payment processors, KYC/identity vendors, hosting, analytics, security, and support tools under contractual confidentiality.
• Legal and safety: we may share information to comply with law, valid legal process, or to protect our users, the platform, or the public. We cooperate with authorities on matters involving child exploitation, non-consensual content, and fraud.
• Business transfers: if ownership of Fan Chat changes, information may transfer as part of that transaction under equivalent protections.

Cookies & Tracking

We use cookies and similar technologies for authentication, security, preferences, and basic analytics. You can control cookies in your browser settings; disabling some cookies may impact site functionality.

Data Retention

We keep data for as long as needed to provide the Service, meet legal, tax, and compliance obligations, resolve disputes, and enforce agreements. Creator verification records and compliance documents may be retained as required by law or platform obligations.

Security

We apply administrative, technical, and physical safeguards to protect data. No platform can guarantee perfect security. Protect your credentials and notify us if you suspect unauthorized access.

Your Choices

• Access or update your account details in settings.
• Close your account to stop future processing; some data may be retained as required for compliance, financial, or safety reasons.
• Manage cookies through your browser. Opt-outs may limit functionality.

Age & Sensitive Content

Fan Chat is for adults only. We do not knowingly collect data from anyone under 18. We host adult content; please consider your privacy settings and what you share. Do not upload non-consensual material or content involving minors.

International Users

Your data may be processed and stored in locations where we or our service providers operate. We apply protections consistent with this Policy, subject to applicable law.

Changes to This Policy

We may update this Privacy Policy. Material changes will be posted on this page. Continued use of Fan Chat after updates means you accept the revised Policy.

Contact

For privacy questions or requests, reach us via the contact page.